After passing class tenth, choice of stream poses a big challenge for the parents and students alike. Most of the students try to opt for Commerce after Science stream. In most of the cases parents thrust their decision on their children .So this becomes the worst decision taken by them in good spirits as the interest and aptitude are not considered while making this choice.

At Plus Two level a student has to study the following subjects: English, Economics, Business Studies, Accountancy and one more,( usually Math, Physical Education or Computer Sc.) Math is the most preferred subject. A student who possesses the qualities of attention, reasoning and analytical abilities and who has interest in playing with numerical figures can do the wonders in this field.

After Plus Two a student can go for:

B.Com ( Honours ): After B.Com ,he can go for Chartered Accountancy, MBA, M.Com. Then he can join a KPO (Knowledge Process Outsourcing at entry level positions or can work as Accounts Assistant or work in the auditing department of various firms.

B.A Economics: After B.A, he can do M.A Eco (H), M.Phil in Economics. Then he can appear for Indian Economic Services, to be recruited as Grade A officer in organizations like the Planning Commission and write reports on economic and business events in newspapers or become Economics teachers.

B.Sc (H) Maths: After B.Sc.(H) Maths there are opportunities available in many financial services companies, data processing, testing and research centers of multinational companies.

B.SC (H) Stats: After graduation, one can pursue courses like actuarial sciences or can become a business analyst, research officer, data analyst, investigator or a lecturer.

BAF: BAF stands for Bachelors in Accounting and Finance. The course mainly focuses on tax, cost accounting, auditing, business law, economics, etc.One can pursue higher education in finance and accounting, M. Com or even an MBA in finance.

BFM: BFM or Bachelors of Financial Markets focuses on debt markets, equity markets, risk management, micro economics, investment, mutual funds and security markets. After this one can pursue courses like CFA (Chartered Financial Analyst).

BBI: Bachelors in Banking and Insurance course that focuses on topics like financial accounting and management, banking laws, business laws, corporate laws, auditing, and cost. Then one can go for, MBA or CFA.

So, at college level a student has to study the following main subjects: Financial Accounting, Management Accounting, Cost Accounting, Statistics, Income Tax, English/ Hindi, Economics, Business Management and Organization, Math (In Hon course)

One can pursue following professional courses after or on clearing the entrance test after completing the foundation course.

CA: stands for Chartered Accountancy. On doing CA one can work in an auditing firm, in the Income Tax department or be hired as a CA for a private firm.

ICWA: passed candidates can hold top management positions, Viz. Managing Director, Finance Director, Finance Controller, Accountant, Cost Controller, Finance Manager, and Chief Internal Auditor etc. in a public sector or private sector organization.

CS: A company secretary (CS) plays a vital role in taking crucial decisions regarding legal matters, tax, finance, excise laws, corporate laws, labor laws and corporate planning, the most important link connecting the shareholders, regulatory agencies and the board of directors.

Law: For a student having analyzing, advocating and counseling skills, law can be a good choice. BA LLB is a five year integrated program for students who wish to pursue a career in law.

You can go for deciding your future course only after thoroughly going through all the stuff relating to the career options . Go for professional Career Counselling if possible. But the most important considerations are interest and aptitude of the students and financial constraints above all.


3 Year Degrees in Commerce
(After 12th Commerce)
You can work as:




BFA(Financial Accounting)

B.Com. (Professional)

Accountant, Actuary, Auditor, Banker, Certified Finance Analyst, Certified Financial Planner, Certified Investment Analyst, Certified Investment Banker, Certified Stock Broker, Chartered Accountant, Company Secretary, Cost and Works Accountant, Economist, Finance Analyst, Finance Consultant, Finance Controller, Finance Manager, Finance Planner, Investment Analyst, Portfolio Manager, Statistician, Stock Broker, Tax Auditor, Tax Consultant.
Professional Degrees in Pure Commerce
(After 12th Commerce or Degree in Commerce)
CA (Chartered Accountant)

CS (Company Secretary)

CWA (Cost and Works Accountant)

CFA (Certified Finance Analyst)

CFP (Certified Financial Planner)

CIB (Certified Investment Banker)

CSB (Certified Stock Broker)

CIA (Certified Investment Analyst)

Certified Actuary

NSE Certifications

BSE Certifications

Various Private Institutions

Degrees in Law (Mostly 5 Year Degrees after 12th in any stream) You can work as :
B.Sc. LLB (Bachelor in Science & Bachelor in Law)

BA LLB (Bachelor in Arts & Bachelor in Law)

B.Com. LLB (Bachelor in Commerce & Bachelor in Law)

BBA LLB (Bachelor in Business Admin. & Bachelor in Law)

BLS LLB (Bachelor in Liberal Arts & Bachelor in Law)

BSW LLB (Bachelor in Social Work & Bachelor in Law)

B.Tech. LLB (Bachelor in Technology & Bachelor in Law)

Litigator, Lawyer, Advocate, Social Activist, Diplomat, Judicial Magistrate, Judge, Professor, Legal Advisor, Corporate Legal Consultant, Arbitrator, Conciliator, Mediator Etc.
Business Management Degrees

( Mostly 3 Year Degrees after 12th in any stream)

You can work as:
BBA (Bachelor in Business Administration)

BMS (Bachelor in Management Studies)

BBS (Bachelor in Business Studies)

BBM (Bachelor in Business Management)

BBA+MBA Integrated Programme in Management

Executive, Manager, Administrator, Head or Consultant in the fields of Marketing/ HR/ Finance/ Systems & Operations/ IT , Entrepreneur, Family Business Owner Etc. Event Manager, Party Organiser, Wedding Planner.
Degrees in Economics (Mostly 3 Year Degrees after 12th in any stream) You can work as:
BA (Hons.) Economics

B.Sc. (Hons.) Economics

Economist, Financial Risk/ Investment/ Market Research/ Actuarial/ Data Analyst, Economic Journalist, Statistician Etc.
Hotel Management Degrees (3/4 Year Degrees after 12th in any stream) You can work as:
B. Sc. (Hospitality & Hotel Administration)

BA (Hons.) in Hotel Management

BA (Hons.) in Culinary Arts

B.Tech. (Hotel Management & Catering Technology)

Caterer, Hotelier, Chef, Travel Manager, F&B Manager, Housekeeping Manager, Front Office

Manager, Sales & Marketing Manager, Air Crew, Ship Crew, Defense Personnel, Restaurateur.

Mass Communication (3 year Degrees after 12th in any stream) You can work as:
BMM (Bachelor in Mass Media)

BMC (Bachelor in Mass Communication)

BMS (Bachelor in Media Studies)

BJMC (Bachelor in Journalism & Mass Communication)

BA in Journalism/ Communication & Media

Anchor, Reporter, Journalist, Correspondent, Editor, Copywriter, Content Writer, Creative Writer,

Director, Cinematographer, Media Programmer, Public Relations Specialist.

Degrees in Social Work (3 Year Degrees after 12th in any stream) You can work as:
BSW (Bachelor in Social Work)

BA (Social Work)

BSW+MSW (Bachelor + Master in Social Work)

BRS (Bachelor in Rural studies)

Social Activist, Social Worker, Rural Development Officer, Volunteer with an NGO, Community Worker, Politician, Child and Women Welfare

Worker Etc.

Computer Applications (3/4/5 Year Degrees after 12th in any stream) You can work as :
BCA (Bachelor in Computer Applications)

BCA+MCA (Bachelor + Master in Computer Applications)

B Sc./B Sc.(Hons.) (Bachelor of Sci./Bachelor of Sci.(Hons.))

B. Math. (Bachelor of Mathematics)

B. Stat. (Bachelor of Statistics)

BS-MS Integrated (Bachelor of Sci.-Master of Sci. Integrated)

BCA (Bachelor of Computer Applications)

BBA-IT (Bachelor of Business Administration (Info. Tech.))

Programmer, IT Manager, System Manager, Network/ Software Engineer, Ethical Hacker, Animator, Game/ Web/ Application Designer,

Mathematician, Scientist, Commercial Pilot, Astronaut, Naval Officer, Physicist, Statistician, Automobile Designer, Chemist Etc.

Degrees in Design/Visual arts etc. (3 Year Degrees after 12th in any stream) You can work as:
B.Des.(Bachelor in Design)

BFA (Bachelor in Fine Arts)

BVA (Bachelor in Visual Arts)

B.Cr. A(Bachelor in Creative Arts)

Apparel, Automobile, Ceramic, Exhibition, Fashion, Furniture, Game, Graphic, Industrial, Interior, Life Style Accessory, Photography, Product, Textile, Toy

Designer Etc.

Degrees in Sports (3 Year Degrees after 12th in any stream) You can work as :
BBA(Sports Management)

BA(Sports Management)

BPE (Bachelor in Physical Education)

Sports Manager, Player, Coach, Physical Trainer, Teacher, Athlete, Announcer, Commentator, Sports Analyst, Equipment Manager, Referee etc.
Degrees in Performing Arts (3 Year Degrees after 12th in any stream) You can work as:
BPA (Bachelor in Performing Arts)

Music, Acting, Singing Etc.

Actor or Actress, Ballet or Modern dancer, Choreographer, Composer, Conductor, Dancer, Director, Dramatist, Musician, Performer, Screenwriter, Singer, Talent

Manager, Theatre Artist, Trainer/ Teacher, Vocalist.